Digital banking is the best solution for those who want to open an account without the hassle of visiting the nearest bank branch. Not only that Digital banking also offers many benefits (benefit) Starting from cost Transfer Free interesting features and free admin fee
Do you already have a digital bank and are feeling the benefits? If not, here is a list of 10 digital banks with no admin fees that you can try signing up to. Let's get into more complete information in the discussion below!
1. Blu by BCA Digital
Blu by BCA Digital can be said to be The best digital bank Because it provides convenience in registration Convenience of transactions and speed of application Not only that, the Blu application works with many people as well. Tenant or merchant To provide interesting promotions for Blu users
Of course, you can receive these attractive promotions by simply providing your KTP and personal data as requested when opening an account. It is important to understand that Blu by BCA Digital is a different product from m-banking BCA or myBCA. Yes, in other words. You must open the account again.
Blu by BCA Digital is also available with no admin fees. So you don't have to worry about your balance decreasing every month. This digital bank does not require a minimum balance. So any amount of money can be stored.
Another advantage is that this bank already offers debit cards for making payment transactions or cash withdrawals. However, you don't need a debit card, right? You can still do any type of transaction with this feature. contactless or Curis
2. Seabank
The next fee-free digital bank is the digital banking product from PT Bank SeaBank Indonesia. SeaBank is basically under the same company as Shopee e-commerce, Sea LTD.
That's why SeaBank offers many attractive offers to your SeaBank customers and Shopee users. Not only are there no monthly admin fees, You can also enjoy promotions like up to 80% off, cashback, free shipping, and more.
Since it's directly connected to your Shopee account, you can easily top up your ShopeePay balance instantly at no additional cost. Quite lucrative, right?
3. Neobank
Neobanks are becoming A new era of digital banking that is different from traditional banks. Neobank generally does not charge admin fees for its customers.
Additionally, Neobank has many interesting features and offers such as:
- There is no minimum deposit amount.
- Features a savings bag that can be separated according to your needs.
- Attractive and profitable reward features
- QRIS discount;
- pay bills;
- Deposit interest is quite high and competitive.
You will also receive free transfer fees to other Neobank users and between banks. You can also send money via Transfer or Virtual account (VA) up to IDR 300 million per day
4. Line Bank
LINE Bank, a product of Hana Bank, is also included in the list of digital banks with no admin fees. At the start of the launch, LINE Bank offered huge cashback to all customers who registered for the first time.
Not only that, like Blu by BCA Digital, LINE Bank also issues debit cards for transactional activities. The debit cards produced have cute and attractive designs. Therefore, many people are interested in using it.
LINE Bank also has a variety to choose from. benefitAmong others:
- There is no minimum account balance.
- Transfer money for free to another user or another bank account.
- Withdraw cash at other ATMs 25 times per month.
- Savings wallet feature to separate daily transactions and savings
- Can be used to conduct foreign transactions.
5. Jaco Bank
Ja Bank It is basically a financial banking application that aims to make managing your finances easier. However, this digital bank can also be used for various daily financial transactions.
The process of opening a Jago bank account is quite simple and fast. Not only that You can also manage your finances through savings and investment features. You can organize your investment portfolio to make it more profitable.
for Advantages of digital banking These are as follows:
- Bill payment features;
- Investment features connected to many ecosystems such as Bibit and Stockbit.
- Free management fee Account opening fee and account closing fees
- There is no minimum balance.
6. Genius
Jenius is a digital banking product from Bank BTPN which has free admin fees. Jenius offers you the convenience of opening accounts and making transactions without having to visit a bank office or stand in too long a queue.
Like other digital banks, Jenius also offers a number of benefits, including:
- Bill payment features;
- The Flexi Saver feature makes it easy to deposit or withdraw your savings at any time.
- Maxi Saver service is a fixed deposit where you determine the deposit and payment maturity period yourself.
- top up e-wallet;
- QRIS features;
7. TMRW by UOB Bank
UOB has launched a digital banking product called TMRW that waives admin fees for users. This digital bank was launched in 2020 and continues to develop and offer many benefits to this day.
Benefits offered by TMRW by UOB include:
- Free cash withdrawal fees at all ATMs.
- No transfer fees
- Bill payment feature via UOB TMRW application
- There are no monthly fees or minimum balance fees.
- TMRW savings account service, interest up to 3.50% per year.
8. OCTO Cure Program
CIMB Niaga has also launched a digital banking product called OCTO Savers. The convenience provided by this bank is that you do not need to be a CIMB Niaga customer if you want to experience OCTO Savers.
You can register directly via Smartphone Connect to the internet and provide the necessary personal information. It won't be a digital bank. If there are no attractive offers like the ones below:
- 60x transactions per month with no admin fees
- No monthly admin fees
- pay bills;
- QRIS Features
To open an OCTO Savers account, you need to prepare an initial deposit of IDR 100,000.00. Additionally, this digital bank requires a minimum balance of IDR 50,000.00.
9. Allo Bank
Allo Bank Review Because it is a digital bank with no admin fees. Therefore it is considered quite good. It is characterized by a wide range of supported features and a high number of users. Opening an account is quick and easy because it can be done online.
In addition to offering a free admin fee, Allo Bank offers other benefits including:
- Free monthly admin fee Fees that are lower than the minimum amount Inactivity fees and account closing fees
- feature payer later to pay in installments for shopping
- Allo Bank Deposit Service
- Allo Prime Savings;
- Allo Pay and Allo Pay+ digital wallets
- Pay the bill.
10. Permatami
The last fee-free digital bank is a product from Permata Bank. PermataMe digital bank strives to adapt to modern technology and attract customers from different segments.
PermataMe also has a digital card that connects directly to PermataMobile So, if you are a Permata customer, this feature will help in the process of sending and withdrawing money from. Truly PermataMobile to PermataMe
Other than that, you still get variety. benefitThat is:
- feature reward or money back–
- Free cash withdrawal fees
- Free monthly admin fee
- There is no charge. Transfer to another bank
- Pay bills and add balance electronic wallet–
From the above list of 10 digital banks that do not charge admin fees. Have you ever used any of these lists? If not, You can consider registering with one of the above digital banks to enjoy the benefits and supported features that make your transactions easier.
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