Today's proliferation of digital banking is the ultimate solution for those who want to save and transact quickly. One of the best digital banks in Indonesia also offers savings deposits that you can try.
SeaBank is a banking product from Sea Group's subsidiary, PT Danadipa Artha Indonesia. Sea Group has market Another famous one in Asia is Shopee, so a lot of SeaBank's operations are related to this e-commerce.
That is why opening a SeaBank deposit has its own advantages. So how do you open a SeaBank deposit? How much profit? Instead of being curious Let's have a more complete discussion in the article below!
About SeaBank deposits
deposit It is long-term savings that can only be disbursed within a certain period of time. Digital bank SeaBank also offers Rupiah-denominated deposits.
SeaBank deposits offer competitive interest rates to benefit customers. Not only are the interest rates good. The registration process is also quite simple. You will also get an automatic extension facility to make deposit transactions easier.
SeaBank deposits are also regulated by OJK (Financial Services Authority), so you do not need to worry about security and privacy as a SeaBank customer.
SeaBank deposit interest
As mentioned earlier SeaBank deposit interest rates are competitive with other digital bank deposit services. SeaBank offers three tenors with different interest rates for each tenor. Here are the details:
- 1 month old: 5.00% per annum;
- 3 months old: 5.50% per annum;
- 6 months old: 6.00% per annum
How to open a SeaBank deposit
If you want to experience the benefits of SeaBank Deposit, please follow the instructions on how to open a deposit account in the discussion below:
- First, make sure you are registered as a SeaBank customer.
- Then, log into the application and select the “Deposit” option.
- Then click “Open Deposit” and enter the amount you want to save.
- After that, choose your desired length of time: 1 month, 3 months, or 6 months. You'll then adjust the extension instructions as needed.
- Confirm the small deposit to be entered and click approve.
- Enter your SeaBank PIN and make a successful deposit.
Conditions for opening a SeaBank deposit
Before opening a SeaBank deposit, there are a number of conditions that you must meet:
- Have a savings or current account
- Minimum deposit IDR 1,000,000.00;
- Personal SeaBank Deposit Documents:
- Indonesian citizens: E-KTP / SIM and NPWP
- Foreigners: Passport and KIMS / KITAS / KITAP (Temporary Residence Permit Card / Temporary Residence Permit Card)
- SeaBank corporate deposit documents
- Documents of legality of business organization (Deed of Incorporation and Amendment), SIUP, TDP, SKDP, NPWP, E-KTP/Valid Manager SIM from management. (according to the type of business organization)
SeaBank deposit simulation
To give you a clearer picture. Here is a SeaBank deposit simulation that you can understand together:
| Seabank | |
| Required deposit | 10,000,000.00 Rupiah |
| Age (period) | 1 month |
| interest percentage | 5.00% |
| Nominal interest | 41,667.00 rupiah |
| Tax charged | 8,300.00 rupiah |
| Benefits received | 33,367.00 rupiah |
how? Are you interested in opening a SeaBank deposit? Understand the terms How to register and simulation of situations to get the most benefit
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